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Be A Smart Home Buyer With These Tips!

by The Underwood Team

People often say that when you have reached the age of thirty and have a steady income, you can start hunting for a home of your own. Although there are other necessities like owning a car and other things, you don't want to continue paying for rent for the rest of your life. And there are many other benefits of owning a home like selling it later on when the rates are favorable, decorating it the way you want and most importantly, you and your family have a place to relax and unwind after school or work. Below are surefire tips if you are looking to buy a home:

Do not buy if you cannot stay put

Sometimes you may not commit to remain in one place for a few years to come. If so, then owning a home is probably not for you, at least not yet. If it is a must do, then you would want to own one at the place you are likely to relocate to.

Start by shoring up your credit

While it is crucial to get a mortgage to buy a house, you should know that your credit history has to be as clean as possible. Get copies of your credit report early enough and make sure the facts are accurate and correct. If there are any problems, have them fixed immediately.

Aim for a home you can afford

Everyone would want to own the best, but the money factor has to come in. If you are good at it, do the mathematics to get a better handle on how your debts, expenses and income can affect what you can afford.

You may qualify for a loan even if you can't put down the usual 20%

There are many private and public lenders who once they check that you qualify, can offer very low interest mortgages that call for a small down payment.

Buy in a district with schools and other facilities

This advise applies even if you don't have school going children. But why do it? You might decide to sell the home in future and if it is located in a strong district, it will be a priority of many home buyers. Of course this boosts the value of the property as well.

Inspect the home

It is a fact that your lender will need a home appraisal to determine whether the house in question is worth the price. But hiring a home inspector will help you point out potential problems that could call for costly repair in future.

Get professional help

Most new buyers as well as experienced ones are better off hiring a professional agent to assist them in the process of house hunting. While at it, ensure that you go for a professional who will have your interests at heart so that they can help you with all possible strategies during the process. At Midland Texas Real Estate, we have a team of professionals who will help you find the home you want at the best possible rates. Contact us today for your free quote

How to Prepare Your Property for a Quick Sale

by The Underwood Team

If you are putting your home on the market then there are several things that you can do in order to help it to sell quickly. When it comes to selling your house the first impression really does count. You will want to make your home look as beautiful as possible to potential buyers. There are so many things to consider that it can often be overwhelming to know where to start. This article provides some simple top tips that will help you to sell your home in the shortest amount of time possible. 

Tidy the Entrance

The first step is to make sure that the entrance to your home is clean and tidy. This is the area that buyers will see first, so you should spend some extra time making it look more attractive and inviting. Sweep away any leaves and tidy up the garden area. You should also make sure that all fixtures and fittings, such as the porch lights or the doorbell, are all functioning correctly. You can add some nice finishing touches by placing two small olive trees either side of the doorway, or by giving the front door a fresh coat of paint.

Spring Clean

When it comes to the inside of the home you will want to make sure that everything looks spotless. Have a full spring clean of the house from top to bottom, if you haven't got the time to do this then you can always hire a professional cleaning team to do it for you. Make sure that you dust away all cobwebs and give all surfaces a polish so that they look sparkling clean.

Fix it Up

Have a walk through the entire property and make a note of anything that is damaged or broken. This can include things like stains in the carpet or dripping faucets. You should then have these fixed or cleaned as necessary. They may not seem like much, but any damaged things in the home can put buyers off as it indicates that you are not properly taking care of the property and that there could be other unseen issues with the house.

Declutter

All of the clutter also needs to go. You can take the time to sort through all of your belongings and give or sell any items you no longer want or need. Any clutter that you can’t get rid of can either go into storage or into the attic. When potential buyers come to visit your property they will want to be able to imagine what they can do to it in order to transform it into their own home. Clutter not only looks unattractive, but it also makes a house appear smaller. A few simple things around the home, such as candles and flowers, can make all the difference to the feel of the interior, so take a little time to add some of these things. 

Follow the above tips and you should be well on your way to selling your property in no time at all. Good luck

H-E-B Feast of Sharing

by The Underwood Team

It is that time of year once again! The time for giving and thanks. H-E-B Feast of Sharing gives every year with a wonderful holiday dinner and this year they are needing volunteers. If you would like to help please email qeventsproduction@gmail.com. The event will occur Friday, December 6th @ 4:00pm-8:00pm.

Happy Holidays!

 

Displaying blog entries 1-3 of 3

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Midland 1st Choice -
The Underwood Group, LLC
3319 Caldera Blvd
Midland TX 79707
Direct: (432) 413-8855
Toll Free: (432) 698-0411
Fax: Fax: (432) 897-0344